Thank you for taking the first step in the Mortgage Process!

Our online pre-approval process is very simple if you'll take just a moment to read through these directions. You start by clicking the button at the bottom of this page. This will take you to our secure loan portal. Here is what you'll need to know once you get there:

  • Click "Create Account"
  1. Enter your First and Last Name, Email and Cell Phone
  2. Use your email or your full name all spelled out as the "Username"
  3. Choose your password wisely, you'll need to log back into this system during the loan process
  4. Click "Create Account" again

  • Go to your email account and click the verification link our portal sent you.
  • Then you'll be able to log into the portal and start the application process
  • If you don't have all the information we're asking for, don't worry - just skip it and we'll help fill in the blanks later.

  • At the end of the application, you will be given the opportunity to upload the documents we'll need to validate your approval. You may do so then or wait for us to give you a specific list of items needed. If you prefer to provide the necessary documentation in person, by email or fax we can make arrangments for that as well.

  • All loan and income types need Current ID for all borrowers and spouses
  • W2 Employed persons need 30 days paystubs, 2 years W2 forms and 2 months account statements to verify funds need at closing.
  • If you are Self Employed or make more than 25% of your annual income from bonuses or commissions we'll need the most recent 2 years filed tax returns and extensions.
  • If you have Retirement or Pension Income we'll need the most recent 2 years 1099's and 3 months bank statements to document monthly deposits from your retirement/pension accounts.
  • If you are applying for a Refinance Loan we'll need your current mortgage statement, current homeowner's insurance, and the existing property survey.

https://firebasestorage.googleapis.com/v0/b/phonesites-prod.appspot.com/o/images%2FO4ENydK0jVSCrdXW7Tyh7g5BOH72%2F1597351605443*HMC%20Logo%20BLACK*png?alt=media&token=38798a84-814d-42d0-85b0-c033dc203017
https://firebasestorage.googleapis.com/v0/b/phonesites-prod.appspot.com/o/images%2FO4ENydK0jVSCrdXW7Tyh7g5BOH72%2F1597345100516*equal%20housing*png?alt=media&token=a20ee46e-2ca5-4c4a-8c34-04da18530d61